International health insurance is available to individuals living or working in other countries, immigrants in the United States and various professionals who are employed outside the country and retirees who are living abroad. These are also available to groups who are abroad. These groups may be employee groups, companies with mixed nationalities, boat crews, missionaries etc.

There are various kinds of insurances available in this category. These are international health and medical insurance, income protection and life cover.

International health and medical insurance plan provides long term health insurance to an individual or group when you are outside of your home country. There are various companies that provide this kind of insurance.

Some of the benefits of the international health insurance offered by Intergrglobal are described further. Their plans pay the benefits at the percentage payable on the allowable charge. The payable amount can be 100% if the allowable charge once the coinsurance requirement (out-of-pocket) has been met. Their plans cover hospital inpatient and surgery, intensive care unit, physician office visits and specialist fees, outpatient surgery, emergency room etc.

Another company is the New York International insurance group. It offers global medical insurance, global select plan and international student health insurance. The global select plan is specifically designed for the European expatriate. There are four different plans with different schedules of benefits and they are all priced in Pound or Euro. The global select plan has been designed for any nationality residing in any part of the world.

Healthcare international provides life and income cover plans as a part of the international insurance products. The life insurance covers any person until retirement. It is an annually renewable policy and provides continuous coverage. It provides benefits in the form of a lump sum to your dependents or beneficiaries in the even of your death. It also provides a settlement amount if you become disabled permanently.

The income cover plan naturally protects your income by covering for it in the event of an illness or injury such that it necessitates you being away from work. The plan covers upto 75% of your annual income until you are able to return to work. In case the injury or illness is serious that you cannot work anymore, the coverage continues till a selected retirement age. If the injury or illness results in a change of job then the plan will pay the difference between the old salary and the new salary if the new salary is lesser. Both the plans are underwritten in Pound and Euro.

The quotes for most of these plans in the different companies can be found on their respective websites. You can also meet with an agent or call the company directly for better information.